There’s this money that’s unaccounted for that I was wasting frivolously, impulsively spending,” she explained. “I went from swiping a credit card and not really understanding where my money was going to having to tangibly handle the cash. Jasmine Taylor turned her own money-saving practices into a profitable business. Taylor quickly realized she was spending more money than she traditionally budgeted for - when she saw the dollar bills diminishing. I needed to take accountability for my previous financial mistakes,” Taylor said on “Good Morning America.”
She continued: “Then you also put money aside for ‘sinking funds,’ which are like little short-term or long-term savings accounts,” which can include a rainy-day fund, vacation money, or a little extra cash for the holidays. I put money aside for variable expenses, which is weekly spending,” she told CNBC of her monthly process. “I put aside money for bills in envelopes. That’s when she discovered “cash stuffing” on social media, a money-management practice where you put your debit and credit cards away and place all your cash into designated envelopes for rent, groceries, shopping, etc. Jasmine Taylor, 31, from Amarillo, said she lost her job and struggled to make ends meet in early 2021, buried under $60,000 in student loans and another $9,000 in medical and credit card debt.
#Cash stuffing binder how to#
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